Homeowners Insurance provides coverage against losses and damage to your home, condo, or townhome.


Even the most careful drivers can run into accidents while out on the road. Make sure you can afford the costs of auto repair and medical care with Auto Insurance.


Fires, Hurricanes, Floods and Break-Ins can happen anywhere, even if you are renting a home, condo or an apartment. Protect your belongings with a Renters or Contents Policy.


Protecting your business is one of the most important things for business owners. We will determine what you need to properly protect your business and it’s employees.


From generation to generation, we at Lancaster and Bay Insurance Agency treat each of our clients with the same level of respect, care, and expertise that we would show members of our own family. Our goal is to leave you feeling confident with the policies you purchase through our Agency and we deeply appreciate the trust you place in our hands.

Client Testimonials

We have been customers of Lancaster & Bay for more than 10 years. They have always been professional and courteous, and even seem to anticipate any questions we may have. They helped us through the entire process after Hurricane Harvey, and made it all so easy. Lancaster and Bay definitely goes the extra mile for their customers!
Melinda B.
Wonderful company! As a Realtor, I provide their info to all my home buying clients. They are always fast to respond and have great customer service. I compare rates each year for my personal home insurance needs and they consistently come in with the best prices. Love them!
Melissa P.
I am so happy I chose to do business with Lancaster and Bay insurance. Their customer service is hands down the best and they are always such a help. The best part is that they are so affordable compared to other agencies! Thank you so much for being my provider!
Victoria H.